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CNESST, IVAC, SAAQ and RRQ compensation
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SAAQ – Société de l’assurance automobile du Québec
CNESST – La Commission des normes, de l’équité, de la santé et de la sécurité du travail
RRQ – Régie des rentes du Québec
IVAC – Indemnisation des victimes d’actes criminels
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Elizabeth Croteau, LL.B.
Bernier Fournier Lawyers
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1. Once you have received compensation from the SAAQ for a car accident injury, is it possible to sue the person responsible?
Only if the person is an adult;
Only if the person was driving in a unreasonable and dangerous manner ;
Only if the accident occurred on a public road (not in a driveway or a parking lot);
Yes, it is possible.
2. Following a traffic accident or the manifestation of bodily harm, how much time do you have to file a claim?
6 months;
1 year;
2 years;
3 years.
3. What is the first step to take towards receiving compensation from the SAAQ (disability or fatality)?
Fill out the right form online;
Call the SAAQ Service Outlets;
Get a copy of the police report following the accident;
Send your claim to the SAAQ.
4. What is the first step to take in order to receive compensation from IVAC (Crime Victims Compensation Act)?
Fill out the right form from the IVAC website and mail it to their offices;
Call the IVAC offices;
Get a copy of the criminal judgement and send it to IVAC;
Send a claim to IVAC.
5. Do I have to report my aggressor to the police to obtain compensation from IVAC?
No, it doesn't change anything;
No, but it will be harder to convey the evidence;
No, but a physician's report is needed;
Yes, but he name will be confidential if you do not want to lodge a complaint.
6. What is the maximum annual earning insurable by IVAC, CSST (as of January 2013)?
$57 000;
$67 500;
$75 500;
$77 500.
7. On average, what percentage of your earnings should be covered by the RRQ?
12 %;
20 %;
25 %;
30 %.
8. Pension benefits from the RRQ are unseizable except:
In the case of alimony debt (support payments);
In the case of bankruptcy;
In proportion of your debt if you declare bankruptcy;
In the case of securities fraud (sale of shares and insider trading).
9. What is the maximum amount for civil compensation of a personal injury in 2013?
$250 000;
$325 000;
$375 000;
$500 000.
10. Which of these following statements is not a legal criterion for a government agency to possess a video surveillance of someone who receives compensation benefits?
The scenes shot by the investigator were filmed in public spaces or places accessible to all, where the person receiving benefits is likely to be seen by neighbours and passers-by;
No camera may be placed inside the home of the person receiving benefits;
The person receiving benefits should not have been encouraged to commit an act that would not have been committed otherwise;
Indicating to the person receiving benefits that he may be placed under surveillance in order to better assess his case.
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