Test your knowledge | Bernier Fournier Indemnisation

1. Once you have received compensation from the SAAQ for a car accident injury, is it possible to sue the person responsible?
- Only if the person is an adult;
- Only if the person was driving in a unreasonable and dangerous manner ;
- Only if the accident occurred on a public road (not in a driveway or a parking lot);
- Yes, it is possible.
2. Following a traffic accident or the manifestation of bodily harm, how much time do you have to file a claim?
- 6 months;
- 1 year;
- 2 years;
- 3 years.
3. What is the first step to take towards receiving compensation from the SAAQ (disability or fatality)?
- Fill out the right form online;
- Call the SAAQ Service Outlets;
- Get a copy of the police report following the accident;
- Send your claim to the SAAQ.
4. What is the first step to take in order to receive compensation from IVAC (Crime Victims Compensation Act)?
- Fill out the right form from the IVAC website and mail it to their offices;
- Call the IVAC offices;
- Get a copy of the criminal judgement and send it to IVAC;
- Send a claim to IVAC.
5. Do I have to report my aggressor to the police to obtain compensation from IVAC?
- No, it doesn't change anything;
- No, but it will be harder to convey the evidence;
- No, but a physician's report is needed;
- Yes, but he name will be confidential if you do not want to lodge a complaint.
6. What is the maximum annual earning insurable by IVAC, CSST (as of January 2013)?
- $57 000;
- $67 500;
- $75 500;
- $77 500.
7. On average, what percentage of your earnings should be covered by the RRQ?
- 12 %;
- 20 %;
- 25 %;
- 30 %.
8. Pension benefits from the RRQ are unseizable except:
- In the case of alimony debt (support payments);
- In the case of bankruptcy;
- In proportion of your debt if you declare bankruptcy;
- In the case of securities fraud (sale of shares and insider trading).
9. What is the maximum amount for civil compensation of a personal injury in 2013?
- $250 000;
- $325 000;
- $375 000;
- $500 000.
10. Which of these following statements is not a legal criterion for a government agency to possess a video surveillance of someone who receives compensation benefits?
- The scenes shot by the investigator were filmed in public spaces or places accessible to all, where the person receiving benefits is likely to be seen by neighbours and passers-by;
- No camera may be placed inside the home of the person receiving benefits;
- The person receiving benefits should not have been encouraged to commit an act that would not have been committed otherwise;
- Indicating to the person receiving benefits that he may be placed under surveillance in order to better assess his case.
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